Oxipay is a smarter way to pay

Oxipay is the easier way to pay. Shop in-store or online at any Oxipay retail partner and split the balance over 8 weekly or 4 fortnightly payments, with no Interest ever. It’s just that little bit extra breathing space to make buying easier.

Frequently asked questions

Who can use Oxipay?
Oxipay is available to all people who fit the following criteria:

Live in Australia
Be at least 18 years old
Be capable of entering into a legally binding agreement
Have a valid and verifiable email address and mobile number
Have an Australia credit card

How do I use Oxipay?
Oxipay can be used at any affiliated retail partner. When shopping online you just simply need to select Oxipay during the checkout process. When shopping instore you will need to let the sales staff know you would like to purchase today using Oxipay.

What does it cost to use Oxipay?
Oxipay does not charge you fees for making a purchase and making payments on time. If you do not make your payments on time late payment fees may apply.

How long does the application process take?
Sign up in 60 seconds with quick approval, using your existing payment cards.

What is the payment plan?
The first payment is taken at the time of purchase and the remaining payments are taken weekly or fortnightly, depending on the payment plan you choose.

Can I make additional payments or pay off my purchase earlier?
Yes you can and there are no fees to complete the purchase payment earlier. You will need to contact the Oxipay Support Team via the support page on the portal or on 1800 895 791.